We’ll schedule your delivery and set up your item for free.**

• Delivery address needs to be within the normal service area of the store
• Set up doesn’t include connection of gas appliances
• Curbside pickup is also available where applicable**

• AutoPay: Automatically make your regularly scheduled payments.
• Pause Payments: Life happens, and we’re here to help. Return your item at any time and we’ll pause your payments at no penalty. When you’re ready, get the product back (or comparable item), and pick up where you left off. You don’t lose the money you already paid. Note that we only store your payment history for 2 years, so you’ll need to bring your last payment receipt as proof for reinstatement.
• Pay Online: Make Payments anywhere, anytime with the Rent-A-Center Mobile App or website.
• Pay by Phone: Call your local store and pay by phone ($1.99 convenience fee may apply).
• Pay In-store: Visit your local store to pay in person.

We’ll match any rent-to-own competitor’s price.

• Item needs to be identical (size, model number, quality, and condition)
• Item needs to be in-stock
• Must have proof of competitor price
• Competitor price needs to be valid at the time of price match
• For new agreements only
• Price match may adjust the weekly rate, term and/or total price to match our rent lease to own competitors’ advertised prices
• We reserve the right to verify a competitor’s advertised price

Choose the ownership option that works best for your budget.

• Option 1: Small Flexible Payments
  At Rent-A-Center, you renew your rental agreement as you go. We work with you to get the right items at the payment amount and schedule that works for you.When you make all of the payments listed in the lease agreement, it’s yours. No further obligation, no further payments.¹¹North Carolina residents must pay an end-of-lease purchase option to obtain ownership.

• Option 2: Own it When YOU are Ready
  Want to own it sooner and save? You always have an Early Purchase Option² that will save you money compared to paying the total cost to own in your lease. When you’re ready to own, simply pay the early purchase price and it’s yours! The sooner you choose, the more you’ll save.
  • Own it in 4-6 months for the greatest savings. In most states, we offer 6 months “same as cash” as our lowest Early Purchase Option price. HI, NJ, NY, WV and selected locally owned & operated stores offer 4-6 months same as cash depending on the product. Simply bring in the difference between what you’ve paid in rent (not incl. taxes or optional fees) and the original cash price, plus tax, before the Same as Cash period ends and you’ll own it at the lowest cost. Ask a store or review your agreement for more details.
  • Standard Early Purchase Option. After the Same as Cash period ends, you still have the option to own the merchandise early and save. Throughout the life of your agreement, the Early Purchase Option provides significant savings off of the remaining total cost to own when you choose to purchase items before the end of your agreement. This savings can be as much as 50% off of the remaining cost to own.²Early Purchase Option requires a payment in addition to regular rental payments.

• Option 3: Pick up where you left off
  If for some reason you need to pause your payments, simply return the product. When you’re ready, you can get it back (or a comparable item), and pick up where you left off.

Our flexible rental-purchase transactions are not credit, loans, or financing transactions. You can get the things you want for your home without using credit you may have or increasing your debt.

“The No Credit Option” doesn’t mean that no inquiry will be made of credit history. When reviewing your application, we will consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.

Rent-A-Center gives you the power to shop worry free, with our no credit option.

• Choose from the best brands: Take your pick from your favorite furniture, appliance and electronics brands such as Ashley Furniture, Whirlpool, Samsung, Maytag, LG and HP.
• Choose your payment plan: Choose the payment schedule that works best for your budget: weekly, bi weekly (every two weeks), semi monthly or monthly.
• Choose your delivery date: We’ll professionally deliver and set up your product at no extra cost and also offer curbside pickup on some products where available .**

It’s easy to get approved just complete and submit your order online or visit your nearest Rent A Center store , all with no obligation.

All you need is some standard information:

• Personal Info: Name, date of birth (Must be 18 or older) and contact info
• Income Info: Verifiable source of income
• Residence Info: Contact info for your landlord/mortgage company
• 2-4 References: At least two references should be relatives with separate addresses

No. No credit history is required and we do not require a minimum FICO credit score.